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Unoccupied Property - a practical guide

In these unprecedented times it is important that property owners and property managers take steps to protect their buildings whenever they become unoccupied.

Unoccupied buildings, whether they are long term or short term, are at a much greater risk of damage for example:

  • Fire

  • Wilful damage

  • Theft of contents

  • Vandalism

  • Theft/damage to building services

  • Squatters

  • Fly tipping

  • Establishment of travellers’ encampments

  • Injury to third parties – particularly children

  • Theft of building materials – ie lead from roofs

  • Deterioration of building fabric through water ingress

A property owner also has a duty of care not just to third parties, but also those who may be trespassing.

  • Employees undertaking building inspections

  • Contractors

  • Surveyors

  • Estate agents

  • Prospective purchasers

  • Children (who may see unoccupied buildings as adventure playgrounds)

  • Vagrants

  • Intruders

Axa Insurance have released a practical guide on how to protect your property during a period of unoccupancy. To download this please visit the link below.

Practical guide to unoccupied buildings
Download • 2.50MB

Axa Insurance is an insurer partner of Northern Risk Solutions.

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